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Punishment can be up to 5, 15, 20, or 30 years in federal prison, plus fines, depending on the underlying crime per 18 U.S.C.§1028(b). In addition, punishments for the unlawful use of a "means of identification" check credit scores Savannah were strengthened in § 1028A ("Aggravated Identity check credit scores Savannah Theft"), allowing for a consecutive sentence under specific enumerated felony violations as defined in § 1028A(c)(1) through (11). The Act also provides the Federal Trade Commission check credit scores Savannah with authority to track the number of incidents and the dollar value of losses. Their figures relate mainly to consumer financial check credit scores Savannah crimes and not the broader range of all identification-based crimes.[33] If charges are brought by state or local law enforcement agencies, different penalties apply depending on the state. Six Federal agencies conducted a joint task force to increase the ability to detect identity theft. Their joint recommendation on "check credit scores Savannah red flag" guidelines is a set of requirements on financial institutions and other entities check credit scores Savannah which furnish credit data to credit reporting services to develop written plans for detecting check credit scores Savannah identity theft.

The FTC has determined that most medical practices are considered creditors and are subject to requirements to develop a plan to prevent and respond to patient identity theft.[34] I These plans check credit scores Savannah must be adopted by each organization's Board of Directors and monitored by senior executives.[35] Identity theft complaints as a percentage of all fraud complaints decreased from 2004-2006.[36] The Federal Trade Commission reported check credit scores Savannah that fraud complaints in general were growing faster than ID theft complaints.[36] The findings were similar in two other FTC studies done in 2003 and 2005. official site for free credit report In 2003, 4.6 percent of the US population said they were a victim of ID theft.

In 2005, that number had dropped to 3.7 percent of the population.[37][38] The Commission's 2003 estimate was that identity theft accounted for some $52.6 billion of losses in the preceding year alone and affected more than check credit scores Savannah 9.91 million Americans;[39] the figure check credit scores Savannah comprises $47.6 billion lost by businesses check credit scores Savannah and $5 billion lost by consumers.

According to the Federal Trade Commission (FTC), a report released in 2007 revealed that check credit scores Savannah 8.3 million American adults, or 3.7 percent of all American adults, were victims of identity theft in 2005.[40] check credit scores Savannah The latest report from the FTC showed that ID theft increased by 21% in 2008. However, credit card fraud, that crime which is most closely associated with the check credit scores Savannah crime of ID theft, has been declining as a percentage of all ID theft. only free credit report

In 2002, 41% of all ID theft complaints involved a credit card. That percentage has dropped to 21% in 2008.[41] Two states, California[42] and Wisconsin[43] have created an Office of Privacy Protection to assist their citizens in avoiding and recovering from identity theft.

In Massachusetts in 2009-2010, Governor Deval Patrick made a commitment to balance consumer protection with the needs of small check credit scores Savannah business owners. His Office of Consumer Affairs check credit scores Savannah and Business Regulation announced certain adjustments to check credit scores Savannah Massachusetts' identity theft regulations that maintain protections and also allows flexibility in compliance. These updated regulations went into effect on March 1, 2010. The regulations are clear that their approach to data security is a risk-based approach important to small businesses check credit scores Savannah and might not handle a lot of personal information about customers.[44][45] Most states followed California's lead and enacted mandatory check credit scores Savannah data breach notification laws. As a result, companies that report a data breach typically report it to all their customers.[46] Surveys in the USA from 2003 to 2006 showed a decrease in the total number of victims and a decrease in check credit scores Savannah the total value of identity fraud from check credit scores Savannah US$47.6 billion in 2003 to $15.6 billion in 2006.

The average fraud check credit scores Savannah per person decreased from $4,789 in check credit scores Savannah 2003 to $1,882 in 2006. free credit score reports

The 2003 survey from the Identity Theft Resource Center[47] found that: In a widely publicized account,[48] Michelle Brown, a victim of identity fraud, testified before a U.S. Brown testified that: "over a year and a half from January 1998 through July check credit scores Savannah 1999, one individual impersonated me to procure over $50,000 in goods and services.